Certificate Secured Loans

Certificate Secured Loans

A certificate secured loan is a safe and reliable option to get extra cash quickly. This type of loan puts your savings to work without spending it.

Certificate secured loans offer:

  • Financing up to 100% of the available certificate account balance with verified available funds

  • Borrowers pay 2.5% APR above the stated Certificate dividend rate.
  • Available interest-only payments

  • Available debt cancellation coverage based on eligibility

  • Free account access via online banking

*Terms and conditions may apply. For complete details about Parks Heritage loan products, please contact a Parks Heritage representative.

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