Keep the Car.

Trade in Your Loan.

We’ll Lower Your Monthly Auto Payment, or a $50 gift card is yours!*

Refinance your auto loan with Parks Heritage. If we can’t beat your current payment, we’ll give you a $50 gift card!

Love your car but not your payment? Refinance your auto loan with Parks Heritage, and we’ll work to make your payment work for you. Refinancing is a fast and easy way to a better monthly payment.

  • Term up to 84 months

  • Easy autopay setup

  • Rate match program

  • Low-cost vehicle warranty program and GAP insurance

  • Debt cancellation coverage available

*Terms and conditions may apply. For complete details about Parks Heritage loan products, please contact a Parks Heritage representative.

Woman in a car mirror

*Offer subject to auto loan approval. The payment amount that the member is approved for in a same or similar loan term must be higher than the member’s  current monthly auto loan payment to qualify for the $50 gift card offer. Member must provide proof of their current monthly auto payment to the Parks Heritage loan officer for proof of payment amount. Membership eligibility required. Current Parks Heritage auto loans do not qualify. See a Parks Heritage representative for complete details.

Not a Parks Heritage member?

You can join today and start your home equity application at the same time!