Savings

Traditional Savings

As part of your membership at Parks Heritage Federal Credit Union, we start by offering a complementary share savings account. As a member of the credit union, you are a shareholder. Your account makes you eligible for all of the great products, services, and programs we offer.

The required balance to open an account is just $5.

Benefits:

  • No service charge or minimum balance fees
  • Monthly dividends paid on balances of $100 or more
  • Deposits and withdrawals can be made
    • Remote Deposit through our Parks: STAT App
    • At our Murray Street branch
    • Direct deposit
    • By US mail
    • At our branch night drops and ATM

IRA Savings - Educations & Retirement - Tax Deferred

We are proud to offer retirement and educational tax-deferred savings plans. Our IRA/Share and Educational IRA/Share accounts yield 0.15% higher yield than our published standard savings/share rate. We will work with you to simplify and streamline the process.

Club Savings

Saving can be a challenge, but our Club Savings accounts make it simple and easy! Open a club account, and you can keep funds separate without having to remember multiple account numbers. Deposits can also be made through Payroll Deduction to keep you on track to meet your savings goal. Withdraw your money at any time. Dividends are paid on a balance of $100 or more.

ABA Routing Number: 221375695