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5 Murray Street
Glens Falls, NY

Monday
7am-4:30pm

Tuesday
7am-4:30pm

Wednesday
7am-4:30pm

Thursday
10am-6pm

Friday
7am-5pm

Saturday
8am-12pm

2014 Holidays

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Holiday Headquarters

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Apply for Holiday Skip-A-Pay Online!!!!

Enter your Last Name:

Enter the Last 4 of your SSN

Enter A Phone Number where you can be reached

Which Loan(s) Do you want to skip a payment on?

Which month would you like to skip payment(s) on?

By submitting this form a member of our Member Services Team will contact you to verify your submission. Online Applications for Skip-A-Pay must pay $25.00 per loan.

ALL ELIGIBLE LOANS WILL BE PROCESSED. All areas of this request must be completed and returned to PHFCU in order to qualify. Requests will be processed within three working days from the time that they are received. Offer is not valid if a loan extension was processed within the last twelve months or paid ahead more than 90 days. Excludes Lines of credit, Real Estate and Delinquent loans. A notice will be mailed within 7 to 10 business days on any denied skip-a-payments requests. Interest will continue to accrue at the prevailing rate during the time the payment is skipped. The processing fee does not apply toward the interest or principal on the loan. You are required to resume your regular payment(s). Skipping a payment will extend the duration of your loan and the total finance charge.

*LOANS SECURED BY REAL ESTATE ARE NOT ELIGIBLE FOR THE SKIP-A-PAY PROGRAM
*INTEREST CONTINUES TO ACCRUE DURING SKIP-A-PAY PROGRAM